Does not store card numbers on mobile phones : CROXYPROXY
Does not store card numbers on mobile phones : CROXYPROXY

Does not store card numbers on mobile phones : CROXYPROXY

Advantages of transactions using a Bank Mega credit card and its types

Not a few people feel satisfied after transactions using Bank Mega credit cards. As one of the private banks in Indonesia, Bank Mega also offers credit card options that aim to make it easier for customers to shop.

It seems that the credit card itself has become one of the lifestyles for most Indonesians, given that there are many benefits that can be felt. You no longer have to wait for a monthly paycheck when you are tempted to shop for needs. This reason makes many people want to use credit cards for daily payment transactions.

For those who want to trade using a Bank Mega credit card, of course, you need to understand the conditions of manufacture and how to use it. Simply put, having such a credit card is like getting a loan that later users can pay bills every month.

Each bank has different rules when it comes to applying for a credit card, including Bank Mega. Therefore, in this review we will provide information about credit card (CC) services from Bank Mega. For those who want to try transactions using a Bank Mega credit card, let’s first take a look at the full discussion here.

Advantages of transactions using a Bank Mega credit card

This method of transaction on credit provides many advantages to its users. One of them, Bank Mega, often provides special promotions and discounts when shopping at partner merchants for customers who use credit cards. For those of you who like to shop in a shopping center, you are guaranteed to feel the benefits of this.

Not only that, Bank Mega also provideslitasin the form of CC Mobile, making it easier for customers when they want to control transactions and accounts. The following are some of the benefits you will get if you use a Bank Mega credit card:

  1. Mega Bill

Make it easy to pay your regular bills every month, such as monthly internet/WiFi bills, electricity, water, TV cablinge, BPJS, and lai n bills.  Payment of monthly bills will be paid automatically by credit card to ensure that there are no delays that would cause fines. With this advantage, it is also more time-consuming and practical, even you will get points from Mega Rewards.

  1. Mega reward point

For transactions using a Bank Mega credit card  , you are also eligible to receive Mega Reward Points. With this credit card, you get 1 point for every purchase worth 25 thousand IDR, valid for multiples. Well, points that have been successfully collected can later be used to make purchases in Metro, Carrefour, Coffee Bean, Robins and others.

  1. Mega recharge

Customers can also take advantage of the Mega Up tool, which is a prepaid credit top-up with automatic debit. However, for those of you who want to enjoy this feature, you can first sign up via the 15 000 10 (PSTN) or 600 10 (HP) call centre. Fyi, you will still earn loyalty points if you make a transaction using this feature.

Bank Mega credit card options for a three-million-dollar salary

If you are interested in transactions using a Bank Mega credit card, then first of all you know which product is the most suitable and in accordance with your monthly salary. To illustrate, here are some types of Bank Mega CC that are suitable for customers with a minimum wage of three million:

  1. Gold Card

The requirements to apply for a Mega Gold Card must be at least 21 years old and have a minimum income of three million per month. The Mega Gold Card is suitable for those of you who want to use a credit card for the first time with a limit of up to Rp 2 million.

  1. Platinum Card

There is also a CC Mega Platinum Card type, which has a limit of up to Rp 10 million, but the condition is that you must have a minimum income of 5 million per month. It is recommended for those of you who like to shop and travel.

  1. Travel card

As the name implies, this credit card is suitable for those who like to travel by plane, as you can use various free facilities up to more than 800 airport lounges in Indonesia and abroad.

  1. Transmart

Do you like to shop in Transmart or Carrefour? It is really mandatory to have this credit card because you will get 10% off and enjoy various attractive promotions from two supermarkets.

  1. Silver card

In addition to the Mega Gold Card, you can also choose this type of credit card with no less attractive offers. For example, tourist and travel packages, airline tickets, hotel promotions and many others.

Choosing the right type of credit card

Bank Mega credit card transactions aren’t just for styles, make sure you use it for your needs. In addition, you also need to choose the type of credit card that suits your ability to pay installments later, because this payment system is like going into debt.

You will get a loan up to a certain limit according to the selected type of CC. This means that every month you are obliged to pay instalments according to the provisions, along with annual mandatory fees. New users often pay less attention to such things and use only CC.

In addition, choose the type of credit card that suits your capacity and needs. For example, for those who want to use it for regular shopping every month, you can choose a gold mega card or a silver mega card with a sufficient limit.

Tips for safe transactions with a Bank Mega credit card

Transactions using a credit card are not one hundred percent guaranteed, since security also depends on the user himself. Therefore, pay attention to the following important tips to be safe when transacting with a Mega credit card:

  1. Online shopping on trusted websites

Do not shop carelessly online, especially if you are asked for personal credit card information. Not to mention that if it turns out that the site does not have a high level of encryption/security, it may happen that your credit card details have been stolen.

  1. Don’t trade with public Wi-Fi

For security reasons, avoid credit card transactions using public WiFi, not to mention free ones. This kind of action is very risky and can exploit you with hackers.

  1. Does not store card numbers on mobile phones

In addition, you should not store important information related to credit card details on your phone. Imagine if your phone was lost? Then it does not exclude the possibility that it can be abused by others who want to make you happy.

  1. Beware of fake emails

It is not uncommon for CC users to receive an email asking them to provide credit card information. It is best to be more careful, distinguishing between which emails are official and which are not. The CC number is confidential, especially the password, if it is not possible to inform other parties, including the Mega Bank.

Tertarik use or make a credit card? Recently, more and more people are interested in using credit cards due to the ease of payment. Regardless of the reason, make sure that you choose the appropriate type of credit card so that in the future you can trade  , safely and without any obstacles using a Bank Mega credit card.

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